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Keywords: loan take-up
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Journal Articles
The Accounting Review (2023) 98 (3): 397–425.
Published: 01 May 2023
...Li Liao; Xiumin Martin; Ni Wang; Zhengwei Wang; Jun Yang ABSTRACT Using two natural field experiments, we examine how warning individual retail borrowers that their loan performance will be reported to a public credit registry before and after the loan take-up affects their borrowing behavior. We...