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Keywords: developing economies
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Journal Articles
The Accounting Review 1–25.
Published: 22 April 2025
...AJ Yuan Chen; Omri Even-Tov; Jung Koo Kang; Regina Wittenberg-Moerman ABSTRACT To mitigate information asymmetry about borrowers in developing economies, digital lenders use machine-learning algorithms and nontraditional data from borrowers’ mobile devices. Consequently, digital lenders have...